Dashen Bank has announced that it has disbursed over 1 billion birr in loans through its MESMER program, a financing initiative aimed at supporting micro, small, and medium enterprises (MSMEs) across Ethiopia. The figure, according to the bank, reflects only the loans issued under the MESMER program and does not include other MSME-related lending.
The bank attributes the milestone to its increased outreach in 2025, particularly in rural and semi-urban areas. By using digital platforms and mobile banking teams, Dashen says it has been able to extend access to credit in regions where traditional banking services are limited.
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In addition to expanding its geographic coverage, Dashen has focused on reaching specific groups, including women and youth entrepreneurs. The bank introduced financial products tailored to these segments, along with training sessions and mentorship programs intended to improve business skills and financial literacy.
Dashen Bank also pointed to partnerships with government agencies, development actors, and fintech companies as factors that helped streamline its loan processing and credit assessment. These collaborations have allowed the bank to integrate new tools and advisory services into its lending programs.
Looking ahead, Dashen says it plans to continue scaling the MESMER program to reach more businesses, with a stated focus on sustainable and inclusive growth.
The MESMER program is part of the broader efforts in Ethiopia’s financial sector to improve access to credit for small businesses, which continue to face financing gaps despite their role in job creation and local economic development.
